Credit Debt Consolidation | Loan Modification | Debt Settlement Help | Debt Relief

Frequently Asked Questions

What are the warning signs that I am in too much debt?

When you no longer can pay your minimum balance or there is no likelihood you will be out of debt in the next 10 years.

How do we do it?

We settle 60% of your total debt upfront. ∗

Your account grows and we use these funds to settle with your creditors.

Can I see the activity of my plan?

Yes! You will have a username and password for access to your progress using our robust online reporting tools. Just another industry first.

Do all of my debts have to be included?

No. We will handle only those debts you want to include in the program.

How long will the program last?

This is dependent on the amount you can save on a monthly basis, and how much debt you have. Generally, National Credit Assistance can get you out of debt in 12–36 months or less.

More Questions?

Call or email us today.

∗ Individual results may vary and are based on the ability to save funds and successful completion of our program terms. A National Credit Assistance program does not assume or pay any consumer debts, and does not provide tax or legal advice. Program not available in all states. Read and understand all contract terms prior to enrollment.

∗ Attorney model applicable in most states.

“My recent medical treatment had made my debts unmanageable, over $40,000 in medical and credit card bills… National Credit Assistance helped me avoid bankruptcy and settle all my debts. As of today I am making payments and will be out of debt soon.”
– Arizona

“Thank you for your help and guidance. I knew that you were a true honest company because you were willing to work with me when other companies turned me away. Our thanks go out to you and your staff. You have given us light at the end of the tunnel.
– California

“My husband and I appreciate your staying late at the office to explain how the National Credit Assistance plan works and to answer all our questions. The last several years have been difficult with creditors harassing us! We feel we have a plan now and are on our way to being debt free. Thanks for all your help!”
– California

“I was relieved to see how nice and professional the people at your company are. It’s been almost a year now and it brings me to tears…of course I’m always emotional these days. You have been inspirational to me and I thank you for guiding me through this terrible crisis.”
– Florida

“Prior to getting on board with National Credit Assistance, I could not keep up with the minimum payments on my credit cards, my expenses. I looked around for help and found that National Credit Assistance offered the best program and lowest monthly payments!”
– New York

Thank you NCA for going the extra mile when I wanted to drop out of the program prematurely. Thanks to your advice, I was able to eradicate the harrassing phone calls from my creditors, and stay in the program which saved me $39,000 dollars, and allowed me to purchase a house after repairing my credit.
– Margaret Cummings, Savannah, GA

I just wanted to write and tell you how much your service meant to me. When my wife lost her job, we had no where to turn, and our creditors would not work with us at all. The attorney you assigned us, always returned our calls, and helped us to fully understand, our rights, and the debt settelment program.
– Sincerely, George Connely, Peoria, IL